With banks and other lenders tightening their belts on lending criteria, Global Lender Equities First Holdings is seeing a growing trend in margin a stock-based loans. Getting a large loan for capitol or for personal reasons is not as easy as it once was due to uneasy global and national economic climates. For those who need to raise capitol quickly or do not qualify for a conventional loan based on credit, equities lending is becoming a popular alternative.
The appeal of stock-based loans
While traditional options for borrowing money still remain for many individuals seeking capitol and large loans, many banks have made it more difficult to qualify for a loan by tightening qualifications and increasing interest rates. Loans that are collateralized by stocks is a unique and attractive alternative for borrowers to receive the capitol they need. With a higher loan-to-value ratio than margin loans, stock-based loans are attractive to borrowers because they provide certainty throughout the life of the transaction and offer a fixed interest rate. Also, a stock-based loan offers a hedge that can lower the borrower’s investment risk in downside market.
The innovative thinking of Equities First Holdings
Offering fresh, innovative, and alternative lending options is what Equities First Holdings is all about.
About Equities First Holdings
Equities First Holdings has 14 years of operation under its belt with offices in London, Indianapolis, Hong Kong, Singapore, Bangkok, Sydney and Perth and is a global leader in shareholder finance. Since its establishment in 2002, EFH has experienced some amazing growth. Its closed loans transactions increased 30% yearly in the past 3 years and the firm’s total workforce grew by more than 50% since 2012. To support the firms continued growth and success, Equities First Holdings announced its acquisition of Meridian Equity Partners Limited in the United Kingdom. President and founder, Al Christy, Jr., believes the acquisition will bring EFH to a new and higher level of global of success.